The Best Pet Insurance

Tan Puppy

Pet insurance can be an invaluable benefit.

Over the last decade, veterinary care has improved greatly. New technology now allows pet health care that rivals human health care. Yet, fewer than 2% of households with pets have pet insurance. Here, you can take some of the mystery out of finding a good pet insurance policy.

Pet Insurance Home Pet Insurance Basics
What pet insurance is NOT...

It's important to know what pet insurance is not.

pet parent and pet

For example, it is not the same as human health insurance. Pet insurance is primarily a reimbursement type insurance policy. This has the advantage that you can select the veterinarian you want. Since the pet insurance company reimburses you, the veterinarian really has no involvement in the insurance.

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Pet Insurance Exclusions

Exclusions

“What does pet insurance cover?” This question is as important as, “What does pet insurance not cover?” Pet health insurance exclusions are a very important part of this question. If something is listed in your policy’s exclusions it is just that -- excluded. Be sure to determine what exclusions will apply to your pet when purchasing a pet insurance policy.

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Pet Insurance As An Employee Benefit

Pet Insurance As An Employee Benefit?

Girl with pet dog

Pet insurance as an employee benefit, could that really be true? Due to our current tough economic times, most employers these days are scaling back the benefits that they offer employees. Interestingly enough, the perk of pet insurance is gaining popularity.

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Pet Insurance Pre-Certification

Important Facts About Pre-Certification

Pet DogPre-certification is an important consideration when selecting a pet insurance policy. Pre-certification is when a pet insurance company requires prior approval before they will pay benefits on a claim. Pre-certification has advantages and disadvantages.

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Pet Insurance Policy Types

Catastrophic, Emergency and Full Coverage

Most pet insurance companies have several different policy types available for purchase. The difference between policies is in the type of coverage provided as well as benefits paid versus the cost of the policy.

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